Ripio (RCN) – p2p Credit Network

RCN is a peer-to-peer protocol for blockchain and smart contracts.  The network connects lenders, borrowers and other members into a network to facilitate credit.

RCN engines hosts and run the logic and state of smart contracts.  Oracles provide the interface between RCN and other currencies.  Other agents may connect to the network in order to provide credit scores, ID verification, and interact with credit.

Check out their technical guidelines and documentation.

RCN tokens are the network’s utility payment.  RCN are required to access the network and allow interaction among its members.